Virgin vacay: Taylor Swift and Harry Styles surface in the Caribbean

By Kat Giantis

Oh, to be young, rich and smitten. After ringing in 2013 with a midnight kiss in Times Square, Taylor Swift and Harry Styles jetted off to the Caribbean for some sun-soaked together-time.

The London Daily Mail says the confessional crooner, 23, and the One Direction cutie, 18, are resting and relaxing in the British Virgin Islands (insert appropriately lame joke here), where they've been snapped at dinner and graciously posing with fans (the pics promptly ended up on Twitter).

Meanwhile, did Harry give Taylor the gift of glitter for Christmas? The London Sun claims he surprised her with a vintage emerald bracelet.

"Harry handpicked the present for Taylor while he was back home [in England]," says a source. "He found it in a second-hand shop, and she was impressed when he handed it to her. He gave it to her at the plush hotel they stayed in while they were celebrating New Year's in New York."

Seems plausible enough, but then the insider pushes the limits of believability with this fly-on-the-wall gem: "Harry is head over heels for Taylor and even admitted he loves her while they were in the Big Apple."

Come on, who says Big Apple anymore?

Anyhoodie, Haylor have racked up quite a few frequent flier miles in pursuit of their romance. In addition to a pre-Christmas ski getaway to Utah with Selena Gomez and Justin Bieber, the couple celebrated Swift's birthday in Styles' hometown and enjoyed a rendezvous in Los Angeles, where the boy-bander inked on a suspiciously familiar tattoo.

As you ponder whether Taylor and Harry will make it to Valentine's Day, click on for more photos ...